10 Best UPI Apps in India for Android in 2020

Nowadays cashless payments are the best way of payment due to its speed and security. UPI is the unified payment interface which is a mode of online money transfer in Real Time From one user to another user. It is mainly useful for the money to be transferred between two different banks instantly. As the cashless payments are in trends right now, UPI mode of payment with the help of Best UPI Apps is now the best way of payment.


It is hard to carry cash around which is very unsafe, the best alternative way is the cashless mode of payment using the UPI system by which you can transfer money instantly and directly from your bank account. But to use this Cashless mode of payment you need to use certain UPI applications in your Android devices. We have carefully handpicked the 10 Best UPI Apps in India for Android devices and listed them in this article for you.

Best UPI Apps in India for Android

These are the top 10 UPI Apps for Android devices. Read the description of the applications before installing and using it in your Android devices.

Google Pay (Tez)

Google Pay which is formerly known as Tez is one of the most secure UPI payments application for Android devices available in the market. It ranks first in the list of best UPI Apps. With the help of Google pay, you can directly transfer the amount from bank to bank instantly. Not only you can transfer money from bank to bank but you can also make different kinds of bills payment and online shopping with the help of this UPI app for Android devices.

Google pay is secured by the Google shield which is having the 24×7 support eliminating the trouble in money transfer while using this application. Download this wonderful application from the link provided below this article and start using UPI.


Another UPI payment app we need to name is the Paytm itself, even this is one of the secure UPI application available for smartphone devices. You can easily pay bills or transfer money directly from your bank account or even you can use your debit card or credit card and other online transfer.

You simply need to link your bank account with your Paytm account and you are ready to go. download this application from the link provided below.


PhonePe is another UPI application which is gaining a user base frequently due to various features. You can easily transfer up to 1,00,000 throughout the country using this UPI application from your mobile devices. Go cashless with this useful and secure PhonePe application in your Android devices. Also, you can easily delete PhonePe account easily from your phone.


BHIM is the UPI application works with the bank account and give the ability to make cashless payments and transfers instantly directly from your bank account to another account. We just need to enter the secure UPI pin and we are ready to transfer amount instantly.


Chillr is rather unfamiliar UPI application which supports around 52 banks for using cashless mobile banking feature. It is another secure application for transferring money or paying bills directly from your bank account instantly. Download the application in your Android device and start using UPI.


Pocket-UPI is a wallet and money management app as well as Mobile banking application for instant money transfer and bill payment directly from your smartphone. This application is basically for ICICI Bank account holders.


MobiKwik is the best app for all your mobile payments, shopping, recharge, managing expenses and getting instant loans. Pay for your online recharge, DTH recharge, Bus Tickets, IRCTC trains, Prepaid, Postpaid, Electricity, Gas Bill, Insurance easily using UPI.

BHIM Kotak Pay

This UPI application is only for the Kotak Mahindra bank account holders which allows you to scan the QR code and instantly pay from your bank account. This application is one of the basic UPI application available in the market for Kotak Mahindra Bank account holders.


SBI Pay is probably the best UPI app for SBI bank account holders. You can easily add more than one account in this application and start paying bills or transfer money from your bank account to another account instantly.

BHIM Axis Pay

Axis Pay specifically made for Axis bank account holders for using the UPI feature for transferring the money. Use the QR code and start paying your bills or transfer money using this application. Download this application from the link provided below if you are having Axis bank account.


Final Words on Best UPI Apps

We have gathered various information about the Best UPI applications for Android devices on the internet and their official websites and jolted them in this article for you. We have listed down top 10 UPI application for Android devices along with the download link in this article for you. Show this article with other Android users so that they can also use these useful UPI applications to use the cashless payment option in their Android devices.